U.S. Banks by Assets
The largest U.S. FDIC-insured institutions, ranked by total assets, with figures drawn from each bank’s quarterly call report — the regulatory financial statement every insured bank files. Free, public-domain data from the FDIC BankFind Suite.
Institutions 2,501–2,750
FDIC-insured institutions ranked 2,501–2,750 by total assets. Dollar figures are from each bank’s most recent quarterly call report. Source: FDIC BankFind Suite (US-Government public domain).
| # | Institution | Location | Total assets | Total deposits | Ticker |
|---|---|---|---|---|---|
| 2501 | Security First Bank of North Dakota | New Salem, North Dakota | $297M | $252M | — |
| 2502 | The Brattleboro Savings and Loan Association | Brattleboro, Vermont | $296M | $263M | — |
| 2503 | St. Landry Bank and Trust Company | Opelousas, Louisiana | $296M | $272M | — |
| 2504 | PrinsBank | Prinsburg, Minnesota | $296M | $256M | — |
| 2505 | Arrowhead Bank | Llano, Texas | $296M | $261M | — |
| 2506 | Citizens National Bank at Brownwood | Brownwood, Texas | $296M | $265M | — |
| 2507 | St. Johns Bank and Trust Company | Saint Louis, Missouri | $296M | $258M | — |
| 2508 | Georgia First Bank | Soperton, Georgia | $296M | $266M | — |
| 2509 | Pioneer Bank | Sergeant Bluff, Iowa | $295M | $262M | — |
| 2510 | Kaw Valley State Bank and Trust Company | Wamego, Kansas | $295M | $260M | — |
| 2511 | The Home Trust & Savings Bank | Osage, Iowa | $295M | $261M | — |
| 2512 | First Federal Savings and Loan Association | Newark, Ohio | $295M | $254M | — |
| 2513 | The Claxton Bank | Bellville, Georgia | $295M | $251M | — |
| 2514 | Somerville Bank | Eaton, Ohio | $294M | $266M | — |
| 2515 | Anahuac National Bank | Anahuac, Texas | $294M | $284M | — |
| 2516 | Community Partners Savings Bank | Salem, Illinois | $294M | $231M | — |
| 2517 | The First National Bank & Trust | Elk City, Oklahoma | $294M | $264M | — |
| 2518 | McClain Bank | Purcell, Oklahoma | $294M | $262M | — |
| 2519 | The Citizens Bank of Winfield | Winfield, Alabama | $293M | $219M | — |
| 2520 | Leighton State Bank | Pella, Iowa | $293M | $249M | — |
| 2521 | Caldwell Bank & Trust Company | Columbia, Louisiana | $293M | $260M | — |
| 2522 | The Peoples Bank | Chestertown, Maryland | $293M | $252M | — |
| 2523 | Castle Rock Bank | Castle Rock, Minnesota | $293M | $253M | — |
| 2524 | Charter Bank | Corpus Christi, Texas | $293M | $266M | — |
| 2525 | SJN Bank of Kansas | Saint John, Kansas | $292M | $255M | — |
| 2526 | Interstate Bank | Perryton, Texas | $292M | $274M | — |
| 2527 | Community 1st Bank Las Vegas | Las Vegas, New Mexico | $292M | $266M | — |
| 2528 | Liberty Bank Minnesota | Saint Cloud, Minnesota | $292M | $264M | — |
| 2529 | Natbank, National Association | Hollywood, Florida | $292M | $203M | — |
| 2530 | The Jacksboro National Bank | Jacksboro, Texas | $291M | $265M | — |
| 2531 | Coleman County State Bank | Coleman, Texas | $291M | $264M | — |
| 2532 | First Kansas Bank | Hoisington, Kansas | $291M | $273M | — |
| 2533 | The First National Bank of Pandora | Pandora, Ohio | $291M | $268M | — |
| 2534 | Castroville State Bank | Castroville, Texas | $291M | $263M | — |
| 2535 | Farmers Bank | Ault, Colorado | $291M | $270M | — |
| 2536 | The Pennsville National Bank | Pennsville, New Jersey | $290M | $260M | — |
| 2537 | Laona State Bank | Laona, Wisconsin | $290M | $265M | — |
| 2538 | The Commercial Bank | Honea Path, South Carolina | $290M | $258M | — |
| 2539 | Bank of Edmonson County | Brownsville, Kentucky | $289M | $251M | — |
| 2540 | SSB Community Bank | Strasburg, Ohio | $289M | $259M | — |
| 2541 | United State Bank | Lewistown, Missouri | $289M | $258M | — |
| 2542 | Collins State Bank | Collins, Wisconsin | $288M | $254M | — |
| 2543 | Unity Bank of Mississippi | Holly Springs, Mississippi | $288M | $266M | — |
| 2544 | First Federal Savings Bank of Kentucky | Frankfort, Kentucky | $288M | $214M | — |
| 2545 | Fairfax State Savings Bank | Fairfax, Iowa | $288M | $245M | — |
| 2546 | Security State Bank | Cheyenne, Oklahoma | $288M | $257M | — |
| 2547 | Farmers Savings Bank | Colesburg, Iowa | $288M | $251M | — |
| 2548 | Iowa State Savings Bank | Creston, Iowa | $287M | $256M | — |
| 2549 | First Bank of Ohio | Tiffin, Ohio | $287M | $186M | — |
| 2550 | RNB STATE BANK | Rawlins, Wyoming | $287M | $268M | — |
| 2551 | Partners Bank of Wisconsin | Marshfield, Wisconsin | $287M | $218M | — |
| 2552 | Business Bank, The | S Burlington, Vermont | $287M | $251M | — |
| 2553 | Huron Valley State Bank | Milford, Michigan | $287M | $258M | — |
| 2554 | Town & Country Bank Midwest | Quincy, Illinois | $287M | $244M | — |
| 2555 | FNB Bank | Goodland, Kansas | $287M | $253M | — |
| 2556 | Farmers Bank | Greenwood, Arkansas | $287M | $247M | — |
| 2557 | Gateway Bank, F.S.B. | Oakland, California | $287M | $202M | — |
| 2558 | The Commercial Bank | De Kalb, Mississippi | $286M | $267M | — |
| 2559 | First National Bank of Pasco | Dade City, Florida | $286M | $241M | — |
| 2560 | Citizens State Bank of Roseau | Roseau, Minnesota | $286M | $250M | — |
| 2561 | Minnesota National Bank | Sauk Centre, Minnesota | $286M | $251M | — |
| 2562 | The First National Bank of Milaca | Milaca, Minnesota | $286M | $256M | — |
| 2563 | Nantahala Bank & Trust Company | Franklin, North Carolina | $286M | $259M | — |
| 2564 | One World Bank | Dallas, Texas | $286M | $240M | — |
| 2565 | Bedford Federal Savings Bank | Bedford, Indiana | $286M | $246M | — |
| 2566 | Logansport Savings Bank | Logansport, Indiana | $286M | $247M | — |
| 2567 | Crawford County Trust and Savings Bank | Denison, Iowa | $285M | $258M | — |
| 2568 | Catalyst Bank | Opelousas, Louisiana | $285M | $201M | — |
| 2569 | The Upstate National Bank | Ogdensburg, New York | $285M | $199M | — |
| 2570 | Guthrie County State Bank | Panora, Iowa | $285M | $214M | — |
| 2571 | Bank of Dickson | Dickson, Tennessee | $285M | $255M | — |
| 2572 | United Community Bank | Milford, Iowa | $285M | $239M | — |
| 2573 | Goodfield State Bank | Goodfield, Illinois | $284M | $250M | — |
| 2574 | Reliance State Bank | Story City, Iowa | $284M | $247M | — |
| 2575 | RiverBank | Spokane, Washington | $284M | $251M | — |
| 2576 | Security Trust & Savings Bank | Storm Lake, Iowa | $284M | $257M | — |
| 2577 | Nekoosa Port Edwards State Bank | Nekoosa, Wisconsin | $284M | $242M | — |
| 2578 | Sundance State Bank | Sundance, Wyoming | $284M | $248M | — |
| 2579 | Bank of Rantoul | Rantoul, Illinois | $284M | $225M | — |
| 2580 | Merchants and Farmers Bank | Dumas, Arkansas | $283M | $252M | — |
| 2581 | First Federal Bank of Ohio | Galion, Ohio | $283M | $235M | — |
| 2582 | Sonata Bank | Brentwood, Tennessee | $283M | $255M | — |
| 2583 | SouthernTrust Bank | Marion, Illinois | $283M | $196M | — |
| 2584 | Fairfield Federal Savings and Loan Association of Lancaster | Lancaster, Ohio | $282M | $249M | — |
| 2585 | Lake Central Bank | Annandale, Minnesota | $282M | $250M | — |
| 2586 | Incommons Bank, N.A. | Mexia, Texas | $282M | $248M | — |
| 2587 | Madison Valley Bank | Ennis, Montana | $282M | $258M | — |
| 2588 | First American State Bank | Greenwood Village, Colorado | $282M | $201M | — |
| 2589 | Cayuga Lake National Bank | Union Springs, New York | $281M | $257M | — |
| 2590 | HNB First Bank | Headland, Alabama | $281M | $253M | — |
| 2591 | Nebraska State Bank and Trust Company | Broken Bow, Nebraska | $281M | $232M | — |
| 2592 | Citizens State Bank | Miles, Texas | $280M | $251M | — |
| 2593 | Eagle Rock Bank | Rochester, Minnesota | $280M | $230M | — |
| 2594 | Newport Federal Bank | Newport, Tennessee | $280M | $254M | — |
| 2595 | The Farmers and Merchants National Bank of Nashville | Nashville, Illinois | $280M | $252M | — |
| 2596 | Global Bank | New York, New York | $280M | $204M | — |
| 2597 | Manhattan Bank | Manhattan, Montana | $280M | $246M | — |
| 2598 | First National Bank of Steeleville | Steeleville, Illinois | $279M | $235M | — |
| 2599 | Old Glory Bank | Elmore City, Oklahoma | $279M | $270M | — |
| 2600 | BankMiami | Coral Gables, Florida | $279M | $242M | — |
| 2601 | FNB Picayune Bank | Picayune, Mississippi | $279M | $238M | — |
| 2602 | Ozarks Federal Savings and Loan Association | Farmington, Missouri | $279M | $226M | — |
| 2603 | Bank of Wolcott | Wolcott, Indiana | $279M | $234M | — |
| 2604 | Sawyer Savings Bank | Saugerties, New York | $279M | $229M | — |
| 2605 | First Federal Bank of Wisconsin | Waukesha, Wisconsin | $279M | $212M | — |
| 2606 | New Horizon Bank, National Association | Powhatan, Virginia | $279M | $206M | — |
| 2607 | The Fort Jennings State Bank | Fort Jennings, Ohio | $278M | $241M | — |
| 2608 | United Citizens Bank of Southern Kentucky | Columbia, Kentucky | $278M | $240M | — |
| 2609 | First Federal Savings and Loan Association of Valdosta | Valdosta, Georgia | $278M | $207M | — |
| 2610 | Commercial Bank | Saint Louis, Missouri | $277M | $244M | — |
| 2611 | FNB Bank | Fontanelle, Iowa | $277M | $221M | — |
| 2612 | Cherokee State Bank | Cherokee, Iowa | $277M | $227M | — |
| 2613 | Grand Bank for Savings, FSB | Hattiesburg, Mississippi | $276M | $244M | — |
| 2614 | Columbus Bank and Trust Company | Columbus, Nebraska | $276M | $221M | — |
| 2615 | The First National Bank of Ballinger | Ballinger, Texas | $276M | $246M | — |
| 2616 | The Farmers State Bank of Waupaca | Waupaca, Wisconsin | $276M | $242M | — |
| 2617 | Security Bank USA | Bemidji, Minnesota | $276M | $250M | — |
| 2618 | PrimeBank of Texas | Austin, Texas | $275M | $241M | — |
| 2619 | Citizens State Bank and Trust Co., Ellsworth, Kansas | Ellsworth, Kansas | $275M | $212M | — |
| 2620 | DeWitt Bank & Trust Co. | Dewitt, Iowa | $275M | $246M | — |
| 2621 | Citizens Bank and Trust Company of Grainger County | Rutledge, Tennessee | $275M | $245M | — |
| 2622 | First New Mexico Bank | Deming, New Mexico | $274M | $231M | — |
| 2623 | Vintage Bank Kansas | Leon, Kansas | $274M | $223M | — |
| 2624 | The Harrison Building and Loan Association | Harrison, Ohio | $273M | $205M | — |
| 2625 | The Peoples Bank | Eatonton, Georgia | $273M | $239M | — |
| 2626 | Mediapolis Savings Bank | Mediapolis, Iowa | $273M | $232M | — |
| 2627 | First Federal Bank | Dunn, North Carolina | $272M | $248M | — |
| 2628 | FNB Bank, Inc. | Romney, West Virginia | $272M | $242M | — |
| 2629 | 22nd State Banking Company | Mobile, Alabama | $272M | $224M | — |
| 2630 | AB&T | Albany, Georgia | $272M | $239M | — |
| 2631 | The First National Bank of Dennison | Dennison, Ohio | $272M | $252M | — |
| 2632 | Longview Community Bank | Mount Pulaski, Illinois | $271M | $222M | — |
| 2633 | The Farmers Bank | Nicholasville, Kentucky | $271M | $240M | — |
| 2634 | Patriots Bank | Garnett, Kansas | $271M | $241M | — |
| 2635 | The First National Bank and Trust Company of Broken Arrow | Broken Arrow, Oklahoma | $270M | $226M | — |
| 2636 | North Shore Trust and Savings | Waukegan, Illinois | $270M | $203M | — |
| 2637 | Davis Trust Company | Elkins, West Virginia | $270M | $213M | — |
| 2638 | Summit Bank | Oakland, California | $270M | $211M | — |
| 2639 | YNB | Yukon, Oklahoma | $270M | $249M | — |
| 2640 | Community First Bank of the Heartland | Mount Vernon, Illinois | $270M | $242M | — |
| 2641 | Freedom Financial Bank | West Des Moines, Iowa | $270M | $200M | — |
| 2642 | Riverside Bank of Dublin | Dublin, Ohio | $269M | $239M | — |
| 2643 | South Coast Bank & Trust | Brunswick, Georgia | $268M | $239M | — |
| 2644 | Bank of Hindman | Hindman, Kentucky | $268M | $217M | — |
| 2645 | Bank of Salem | Salem, Arkansas | $267M | $234M | — |
| 2646 | Success Bank | Bloomfield, Iowa | $267M | $227M | — |
| 2647 | Pillar Bank | Baldwin, Wisconsin | $267M | $195M | — |
| 2648 | Bank of Brookhaven | Brookhaven, Mississippi | $266M | $235M | — |
| 2649 | Farmers and Merchants State Bank | Winterset, Iowa | $265M | $236M | — |
| 2650 | Bank of Little Rock | Little Rock, Arkansas | $265M | $242M | — |
| 2651 | The Wilmington Savings Bank | Wilmington, Ohio | $265M | $226M | — |
| 2652 | Heartland Bank | Somers, Iowa | $265M | $209M | — |
| 2653 | Bank of the Federated States of Micronesia | Kolonia, Federated States Of Micronesia | $265M | $230M | — |
| 2654 | Bridge City State Bank | Bridge City, Texas | $264M | $219M | — |
| 2655 | Alliant Bank | Madison, Missouri | $264M | $240M | — |
| 2656 | Clackamas County Bank | Sandy, Oregon | $263M | $227M | — |
| 2657 | First Bank of Manhattan | Manhattan, Illinois | $263M | $238M | — |
| 2658 | Ergo Bank | Markesan, Wisconsin | $263M | $222M | — |
| 2659 | Greenville Federal | Greenville, Ohio | $263M | $240M | — |
| 2660 | Marblehead Bank | Marblehead, Massachusetts | $263M | $230M | — |
| 2661 | Commercial State Bank, of Wagner | Wagner, South Dakota | $263M | $230M | — |
| 2662 | East Wisconsin Savings Bank | Kaukauna, Wisconsin | $263M | $220M | — |
| 2663 | Bank of Jamestown | Jamestown, Kentucky | $263M | $192M | — |
| 2664 | Lamar Bank and Trust Company | Lamar, Missouri | $263M | $229M | — |
| 2665 | South Georgia Bank | Glennville, Georgia | $262M | $235M | — |
| 2666 | Petit Jean State Bank | Morrilton, Arkansas | $262M | $213M | — |
| 2667 | North Valley Bank | Thornton, Colorado | $262M | $209M | — |
| 2668 | Western National Bank | Chester, Nebraska | $262M | $236M | — |
| 2669 | Bank of DeSoto, National Association | De Soto, Texas | $262M | $235M | — |
| 2670 | Union Savings and Loan Association | Connersville, Indiana | $262M | $234M | — |
| 2671 | Bank of Deerfield | Deerfield, Wisconsin | $262M | $224M | — |
| 2672 | The Apple Creek Banking Company | Apple Creek, Ohio | $261M | $234M | — |
| 2673 | Bank of The Rockies | Helena, Montana | $261M | $232M | — |
| 2674 | Texas Financial Bank | Eden, Texas | $261M | $222M | — |
| 2675 | First Bank & Trust Company | Perry, Oklahoma | $261M | $234M | — |
| 2676 | Victory Bank | Lubbock, Texas | $260M | $226M | — |
| 2677 | Lee Bank and Trust Company | Pennington Gap, Virginia | $260M | $221M | — |
| 2678 | Drake Bank | Saint Paul, Minnesota | $260M | $224M | — |
| 2679 | Clarion County Community Bank | Clarion, Pennsylvania | $260M | $239M | — |
| 2680 | Wells River Savings Bank | Wells River, Vermont | $260M | $228M | — |
| 2681 | Westside State Bank | Westside, Iowa | $259M | $191M | — |
| 2682 | The First National Bank of Sterling City | Sterling City, Texas | $259M | $237M | — |
| 2683 | Community First Bank | Butler, Missouri | $259M | $235M | — |
| 2684 | Farmers State Bank | Parkston, South Dakota | $259M | $242M | — |
| 2685 | Wayne Bank and Trust Co. | Richmond, Indiana | $259M | $235M | — |
| 2686 | American Bank & Trust Company | Opelousas, Louisiana | $258M | $223M | — |
| 2687 | Applied Bank | Wilmington, Delaware | $258M | $214M | — |
| 2688 | Merchants Bank | Rugby, North Dakota | $258M | $227M | — |
| 2689 | Grand Rapids State Bank | Grand Rapids, Minnesota | $257M | $232M | — |
| 2690 | FIRST NATIONAL BANK OF KENTUCKY | Carrollton, Kentucky | $257M | $227M | — |
| 2691 | Wyoming Community Bank | Riverton, Wyoming | $257M | $230M | — |
| 2692 | Mi Bank | Bloomfield Township, Michigan | $257M | $233M | — |
| 2693 | BankChampaign, National Association | Champaign, Illinois | $257M | $207M | — |
| 2694 | Mountain Valley Bank | Dunlap, Tennessee | $256M | $201M | — |
| 2695 | The Clay City Banking Co. | Clay City, Illinois | $256M | $231M | — |
| 2696 | Bank of Holland | Holland, New York | $256M | $230M | — |
| 2697 | Jim Thorpe Neighborhood Bank | Jim Thorpe, Pennsylvania | $256M | $234M | — |
| 2698 | The First National Bank in Trinidad | Trinidad, Colorado | $256M | $241M | — |
| 2699 | Farmers and Merchants Bank | De Leon, Texas | $256M | $220M | — |
| 2700 | The Farmers State Bank of Westmoreland | Westmoreland, Kansas | $255M | $224M | — |
| 2701 | Raritan State Bank | Raritan, Illinois | $255M | $225M | — |
| 2702 | Home Bank of California | San Diego, California | $255M | $193M | — |
| 2703 | Community Point Bank | Russellville, Missouri | $254M | $220M | — |
| 2704 | Main Bank | Albuquerque, New Mexico | $254M | $221M | — |
| 2705 | Alliance Bank | Mondovi, Wisconsin | $254M | $203M | — |
| 2706 | Commercial State Bank | Wausa, Nebraska | $254M | $227M | — |
| 2707 | 1st National Bank | Lebanon, Ohio | $253M | $221M | — |
| 2708 | Guadalupe Bank | Kerrville, Texas | $253M | $227M | — |
| 2709 | Citizens Bank | Mount Vernon, Kentucky | $253M | $220M | — |
| 2710 | Security National Bank of South Dakota | Dakota Dunes, South Dakota | $253M | $197M | — |
| 2711 | BNY Mellon Trust of Delaware | Wilmington, Delaware | $253M | $147M | — |
| 2712 | First Pioneer National Bank | Wray, Colorado | $253M | $213M | — |
| 2713 | First Bank Hampton | Hampton, Iowa | $253M | $223M | — |
| 2714 | Denver Savings Bank | Denver, Iowa | $253M | $190M | — |
| 2715 | VisionBank | Saint Louis Park, Minnesota | $253M | $186M | — |
| 2716 | Community Bank of the South | Merritt Island, Florida | $252M | $229M | — |
| 2717 | Malvern Bank | Malvern, Iowa | $252M | $220M | — |
| 2718 | Union State Bank of Hazen | Hazen, North Dakota | $252M | $232M | — |
| 2719 | Security Bank, s.b. | Springfield, Illinois | $251M | $193M | — |
| 2720 | The Bank of Monroe | Union, West Virginia | $251M | $221M | — |
| 2721 | Bodcaw Bank | Stamps, Arkansas | $251M | $225M | — |
| 2722 | Bank of Easton | North Easton, Massachusetts | $251M | $225M | — |
| 2723 | The Idabel National Bank | Idabel, Oklahoma | $251M | $209M | — |
| 2724 | Bank of Alapaha | Alapaha, Georgia | $251M | $230M | — |
| 2725 | The Citizens Bank | Enterprise, Alabama | $251M | $207M | — |
| 2726 | FBT Bank & Mortgage | Fordyce, Arkansas | $251M | $210M | — |
| 2727 | Valley Bank of Nevada | North Las Vegas, Nevada | $250M | $222M | — |
| 2728 | Security Savings Bank | Monmouth, Illinois | $250M | $222M | — |
| 2729 | Auburn State Bank | Auburn, Nebraska | $250M | $218M | — |
| 2730 | Citizens Progressive Bank | Winnsboro, Louisiana | $250M | $217M | — |
| 2731 | Bank of Perry County | Lobelville, Tennessee | $250M | $221M | — |
| 2732 | Hometown Bank | Kent, Ohio | $250M | $199M | — |
| 2733 | State Nebraska Bank & Trust | Wayne, Nebraska | $249M | $201M | — |
| 2734 | Citizens Bank of the Midwest | Rolla, Missouri | $249M | $208M | — |
| 2735 | Union Bank | Jamestown, Tennessee | $249M | $226M | — |
| 2736 | Peoples Bank | Cuba, Missouri | $249M | $229M | — |
| 2737 | Mission National Bank | San Francisco, California | $249M | $207M | — |
| 2738 | First Farmers & Merchants National Bank | Luverne, Minnesota | $249M | $221M | — |
| 2739 | The Citizens First National Bank of Storm Lake | Storm Lake, Iowa | $249M | $206M | — |
| 2740 | First Texas Bank | Lampasas, Texas | $249M | $222M | — |
| 2741 | First National Bank of Burleson | Burleson, Texas | $249M | $217M | — |
| 2742 | Community Bank of Georgia | Baxley, Georgia | $249M | $220M | — |
| 2743 | Taylor County Bank | Campbellsville, Kentucky | $249M | $222M | — |
| 2744 | Smackover State Bank | Smackover, Arkansas | $249M | $207M | — |
| 2745 | Marathon Bank | Wausau, Wisconsin | $249M | $181M | — |
| 2746 | Peoples Trust and Savings Bank | Boonville, Indiana | $248M | $200M | — |
| 2747 | Method Bank | Wyandotte, Oklahoma | $248M | $212M | — |
| 2748 | Currency Bank | Baton Rouge, Louisiana | $248M | $209M | — |
| 2749 | First Security Bank and Trust Company | Oklahoma City, Oklahoma | $248M | $202M | — |
| 2750 | The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC | Kenton, Ohio | $248M | $196M | — |
What a call report shows — and what it doesn’t
Every FDIC-insured bank files a quarterly call report (the FFIEC 031/041) with regulators. It is a standardized look at the regulated bank: its assets, deposits, net interest margin, profitability (ROA/ROE), efficiency, and capital adequacy.
A call report covers the bank subsidiary only. When a bank is owned by a larger holding company, the holdco’s non-bank arms — investment banking, asset management, broker-dealers — are not in these numbers. That is exactly why the bank-level view is useful: it isolates the regulated, deposit-taking institution. Where a bank maps to a public company, we link through to its full stock page.
To learn how to read these figures, start with the Oxford Ledge lessons on bank financials and credit.