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Reading a Bank's Numbers


Banks don't read like normal companies — deposits are liabilities, loans are assets, and a 1% return is excellent. Learn to read a bank's call report: net interest margin, ROA vs ROE, efficiency, capital, and the safety signals that matter.

Before this course

These cover the assumed background. You can start here anyway — nothing is locked.

Reading Financial Statements

Lessons in this course

Work through them in order, or jump to whichever fits where you are. Every lesson is free and saves your progress locally.

  1. 01Why a Bank Reads Backwards
  2. 02Net Interest Margin: The Spread Engine
  3. 03ROA vs ROE: Why 1% Is a Great Year
  4. 04Is the Bank Safe? Capital and the Call Report
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