Skip to main content
Oxford Ledge
PLANS · ANNUAL OR MONTHLY

Free data and curriculum. AI-powered tools. Cancel anytime.


All 222 interactive lessons and the public-filings data layer are free, on every tier. Paid tiers add the research surface around the curriculum: real-time quotes (sub-second via Finnhub on Investor and Power User — Free and Researcher get 15-minute-delayed quotes), full screener, AI assistance, deeper research credits. Annual saves 25%.

POWERED BY TRUSTED PUBLIC DATA
SEC EDGAR FRED Treasury.gov FINRA TRACE
Plus real-time market data partners. 4,558 tickers indexed · 222 lessons · 36 MCP tools for AI agents.
Monthly Annual Save 25%
BEGIN HERE
Learner
For curious beginners getting their bearings.
$0 / mo
 

Begin at the beginning. The full education library, plus enough research to follow your own curiosity.


  • 30+ courses, 200+ lessons, beginner to advanced
  • Quizzes & 20 AI explanations / week 20 free quiz explanations per week, refilled Sunday evening. Resets weekly with no credit card required.
  • 5,000 analysis credits / month — read about 165 stock pages a day. Most actions cost 1 credit (stock page, news article, filing). Screener runs cost 50; AI chat or 13F lookups cost 10. Lessons, watchlists, and portfolio updates are always free.
  • Markets dashboard, news, basic screener
  • 15-min delayed quotes
  • 10 AI research credits / month
  • 5 active price alerts
Begin reading — free
STUDYING COMPANIES
Researcher
For self-directed learners reading real filings.
$9 $6.75 / mo
Or $81 annual (save 25%) Billed $81 annually
About two coffees a month.

When the curiosity firms up into research. AI-assisted reading of any 10-K, every Form 4, every 13F.


  • Everything in Learner
  • AI research assistant (Ask AI panel)
  • AI-powered quiz feedback on every lesson
  • Full Stock Screener
  • Insider transactions (Form 4)
  • Unlimited tickers + portfolios
  • 20,000 analysis credits / month
  • 200 AI research credits / month (~40 quiz feedbacks or ~20 grounded Q&A turns)
  • 50 active price alerts
Start 7-day trial

No card required — cancel any time during the trial.

BUILDING A PORTFOLIO
Investor
For self-directed investors with capital at work.
$19 $14.25 / mo
Or $171 annual (save 25%) Billed $171 annually
About four coffees a month.

For self-directed investors with skin in the game. Real-time quotes, comp tables, full export. The professional surface.


  • Everything in Researcher
  • Real-time quotes (no 15-min delay)
  • Comparable companies side-by-side
  • Full export suite (CSV, XLSX)
  • REST API access (JSON)
  • Live market data inside lessons
  • Unlimited analysis credits
  • 500 AI research credits / month (~100 quiz feedbacks or ~50 grounded Q&A turns)
  • 200 active price alerts
Start 7-day trial

No card required — cancel any time during the trial.

Frequently asked.

Is the education really free?

Yes. All 30+ courses, 200+ lessons, quizzes, and progress tracking are free on every tier — including the Learner tier, forever. No credit card required. Paid tiers add AI feedback, spaced-repetition review, and the professional research suite around the lessons.

What is an analysis credit, and what happens if I hit my cap?

An analysis credit is the meter behind every research action. Most actions cost 1 credit (a stock page, a news article, a single filing). Heavier actions cost more: a screener run is 50, an AI chat or 13F lookup is 10, a fundamentals or BDC fetch is 5. Lessons, watchlists, portfolio updates, and price alerts are always free and never count. When you hit the cap, paid features pause until the next billing cycle; your portfolio, watchlist, and lesson progress remain fully accessible. Investor and Power User both include unlimited analysis credits.

Can I switch plans mid-month?

Yes. Upgrades take effect immediately and you’re only charged the prorated difference for the remainder of the billing period. Downgrades take effect at the end of your current billing period.

Where does the data come from?

SEC EDGAR for filings, FRED for macroeconomic series, U.S. Treasury for the yield curve, FINRA TRACE for bonds, and Financial Modeling Prep for fundamentals. Real-time partners are licensed separately.

What is the Power User tier?

Unlimited analysis credits, 1,000 AI research credits, the full Python SDK, and access to all 36 MCP server tools so an AI agent (Claude Desktop, Cursor, etc.) can query the same data you do.

Can I cancel anytime?

Yes. Cancel from your account settings; you keep access through the end of your billing period. No retention questions, no exit interview.

What happens to my price alerts if I downgrade?

Your most recent alerts up to the new tier’s cap stay active; older alerts pause but stay on file. You’ll get a one-time email summary so you know exactly what changed. Upgrading later resumes the most recent paused alerts up to the new cap automatically — no setup again.

Built for the curious investor.

200+ lessons, SEC EDGAR research, portfolio tools. No credit card.

Begin reading — free