Free data and curriculum. Paid plans add more AI credits, research tools and higher limits. Cancel anytime.
All 400+ interactive lessons, the public-filings data, the MCP server and API keys are free, on every tier. Researcher adds the research tools around the lessons: earnings-call transcripts, option chains, portfolio analytics, company debt and credit tools, full screener results and exports. Investor adds a CSV export of annual SEC-filing figures for up to 500 companies at once. Higher plans add more AI credits, more price alerts and higher hourly limits for your AI assistant. One AI credit is one Ask AI question. Stock quotes are delayed on every plan. Annual saves 25%.
Learner
- 30+ courses, 400+ lessons, beginner to advanced
- Quizzes & 20 AI explanations / week 20 free quiz explanations per week, refilled Sunday evening. Resets weekly with no credit card required.
- Unlimited data & analysis — stock pages, filings, news, watchlists, portfolios. Stock pages, SEC filings, news, watchlists, portfolios and portfolio updates are free and uncapped on every tier. The stock screener shows its top three matches here; full results start at Researcher.
- Markets dashboard, news, basic screener
- What company insiders and big funds are buying and selling
- A practice portfolio for paper trading, with no money at risk
- Delayed stock quotes
- 10 AI research credits / month (plus 50 when you join; 1 credit = 1 Ask AI question)
- Use your own AI provider key for AI without the credit limit
- 5 active price alerts
- Connect AI assistants and your own code — 100 requests an hour
Researcher
- Everything in Learner
- AI quiz feedback past the free 20 a week (included free on a daily allowance, not credits)
- Full Stock Screener
- Earnings-call transcripts you can read and search
- Option chains and unusual options activity
- Portfolio analytics, fund look-through and brokerage CSV import
- Valuation history, capital allocation and analyst estimates
- Company debt and credit tools, and the BDC stress test
- Data export (CSV, XLSX)
- 200 AI research credits / month (about 200 Ask AI questions)
- 50 active price alerts
- Connect AI assistants and your own code — 500 requests an hour
No card required — after 7 days you return to Learner unless you choose a plan.
Investor
- Everything in Researcher
- Bulk fundamentals export: annual figures from SEC filings (the most recent fiscal year on file) for up to 500 companies at once, as a CSV file
- 500 AI research credits / month (about 500 Ask AI questions, and a larger daily AI allowance when they run out)
- 200 active price alerts
- Connect AI assistants and your own code — 2,000 requests an hour
Or start free on Researcher — upgrade anytime.
Power User
- Everything in Investor
- 1,000 AI research credits / month (about 1,000 Ask AI questions, and the largest daily AI allowance)
- Portfolio Practicum (AI coaching)
- Unlimited price alerts
- Connect AI assistants and your own code — 5,000 requests an hour across 62 tools
Or start free on Researcher — upgrade anytime.
Building on the data? Developer plans include Power User and a monthly call allowance.
Frequently asked.
Is the education really free?
Yes. All 30+ courses, 400+ lessons, quizzes, and progress tracking are free on every tier — including the Learner tier, forever, and so is spaced-repetition review. No credit card required. Paid tiers add more AI feedback and the research tools around the lessons.
Is there a limit on how much data or analysis I can use?
No. Data and analysis are free and unlimited on every tier — stock pages, SEC filings, news, watchlists, and portfolio updates. There is no per-month cap and nothing pauses. Two things are sized by tier: the stock screener shows its top three matches on Learner and full results from Researcher up, and price alerts are capped at 5 active on Learner, 50 on Researcher, 200 on Investor, and unlimited on Power User. The only thing that uses a monthly allowance is AI — each tier includes a bundled grant of AI research credits (10 on Learner, 200 on Researcher, 500 on Investor, 1,000 on Power User), and you can add your own API key for unlimited AI at any time. One credit is one Ask AI question; AI quiz feedback is included free on a daily allowance and does not use credits. When your AI credits run out, every other feature keeps working exactly as before.
Can I switch plans mid-month?
Yes. Upgrades take effect immediately and you’re only charged the prorated difference for the remainder of the billing period. Downgrades take effect at the end of your current billing period.
Where does the data come from?
SEC EDGAR for filings, FRED for macroeconomic series, U.S. Treasury for the yield curve, FINRA TRACE for bond reference data (live trade prints are unavailable — FINRA auth-walled the public feed in July 2026), and Financial Modeling Prep for fundamentals. Stock quotes come from market data partners and are delayed. The full method — how every figure traces to a named, reviewed source — lives on the data-integrity page.
How often does the data refresh?
Filings and fundamentals are checked daily, so new 10-Ks, Form 4s, and 13Fs appear within a day of hitting SEC EDGAR. Stock quotes are delayed on every plan. Macro series and the Treasury yield curve update on each source’s own published cadence.
How do I delete my account and my data?
Request deletion from your account settings. Your subscription stops renewing: a monthly plan ends at the close of the current billing period, and an annual plan ends when your data is erased, with a pro-rata refund for the unused months. Your data is permanently erased after a 30-day window — you can cancel the deletion until then, and after that it is unrecoverable. You can also download a full copy of your data anytime from settings before you go.
Do you offer team or per-seat plans?
The four tiers above are individual plans. If you want shared access for a team or advisory practice — one billing relationship with seats for colleagues or clients — reach out and we’ll set it up. There is no self-serve team checkout yet.
What is the Power User tier?
The tier for heavy use: 1,000 AI research credits a month, Portfolio Practicum coaching on your holdings, unlimited price alerts, and the highest hourly MCP limit — 5,000 calls an hour for an AI assistant you connect with your API key, querying the same data you do. How to connect one.
Do I need a paid plan for the MCP server or API keys?
No. The MCP server (62 tools) and API keys come with every tier, Learner included, and calls are not billed: each tier has an hourly limit instead. Paid tiers raise the hourly MCP limit: 100 calls an hour on Learner, 500 on Researcher, 2,000 on Investor, and 5,000 on Power User. A tool that reads Researcher data answers from Researcher up, exactly as the site does, and AI-backed tools draw on your daily AI allowance.
Do the Developer plans include Power User?
Yes. Developer and Developer Pro include everything in Power User, plus a monthly API allowance. The Power User limit of 5,000 MCP calls an hour makes the monthly allowance reachable: 100,000 calls on Developer ($99/mo) or 1,000,000 on Developer Pro ($499/mo). Plan details; connecting an assistant.
Can I cancel anytime?
Yes. Cancel from your account settings; you keep access through the end of your billing period. No retention questions, no exit interview.
What happens to my price alerts if I downgrade?
Your most recent alerts up to the new tier’s cap stay active; older alerts pause but stay on file. You’ll get a one-time email summary so you know exactly what changed. Upgrading later resumes the most recent paused alerts up to the new cap automatically — no setup again.
Built for the curious investor.
400+ lessons, SEC EDGAR research, portfolio tools. No credit card.
Begin reading — free