Skip to main content Skip to main content
FDIC cert 34040

First American State Bank


Greenwood Village, Colorado — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$282M
Total assets
$201M
Total deposits
2.90%
Net interest margin
0.42%
Return on assets
4.74%
Return on equity
81.74%
Efficiency ratio
9.37%
Tier 1 leverage ratio
$301,000
Net income (quarter)
1
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationGreenwood Village, Colorado
FDIC certificate34040
As of (call report)2026-03-31

Regulatory profile

How this institution is chartered and supervised, from its FDIC registration and most recent call-report balance sheet. Source: FDIC (public).

Primary federal regulatorFederal Reserve
Charter classState-chartered, Fed member
Established1995-07-10
Deposit funding ratio71.5% of total assets (as of 2026-03-31)
Insurance statusFDIC-insured — active

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.

Questions this page answers

What are First American State Bank's total assets?

First American State Bank held $282M in total assets and $201M in total deposits as of its 2026-03-31 FDIC call report.

Is First American State Bank profitable?

First American State Bank reported a 0.42% return on assets (ROA) on its most recent quarterly call report. A bank ROA around 1% or higher is generally considered strong.

What is a call report?

A call report is the quarterly financial statement (the FFIEC Consolidated Report of Condition and Income) that every FDIC-insured bank files with regulators. It covers the regulated bank subsidiary only, not any parent holding company's non-bank businesses.

Where does this bank data come from?

These figures are from the FDIC BankFind Suite — US-Government public-domain data — drawn from the institution's most recent quarterly call report.