RELEASE NOTES
What’s new.
Recent user-visible updates — new lessons, data sources, product surfaces, and the occasional ratification of a long-running question. Newest first.
- FDIC call-report financials on bank stock pagesOpen a major bank ticker for an FDIC Regulatory View — assets, deposits, NIM, ROA, efficiency and Tier-1 capital from its quarterly call report. Free, public-domain FDIC data.
- See exactly what grounds every AI answerEach Ask AI answer now carries a grounding badge, every citation reveals its source excerpt on hover, and gains and losses are color-coded - judge any answer at a glance.
- Embed Oxford Ledge widgets on your siteAdd a free ticker card, lesson card, or Value Creation Score to your website or newsletter — one line of HTML, no account or API key needed.
- Patent applications by public companies, trackedA new directory tracks recent USPTO patent applications for covered companies — an early read on where R&D money is pointed. Honest labeling throughout: applications, not granted patents. Free USPTO data.
- Keep a note on every book — and publish the ones worth sharingEvery Ledge Reads entry now has a private notes box: jot what stuck with you, and it stays yours. Flip a note public and it gets its own page plus a custom share card where your words are the headline. Private by default, reversible anytime.
- LEARN grows: 529 plans, retirement drawdown, and deeper lease accountingThree big additions to the curriculum: a 529 education-savings module, a retirement decumulation module (the 4% rule, RMDs, and withdrawal order), and a much deeper lease-accounting lesson covering ASC 842 / IFRS 16 with a present-value calculator. Plus new wash-sale fine print in Tax-Loss Harvesting.
- Company profiles, straight from SEC filingsCompany descriptions now come from each company's own SEC 10-K or 20-F filing, not third-party blurbs - provenance-badged so you can trace every word to the source.
- Ask AI suggests sharper questionsSuggested questions now fit the company in front of you - every sector covered, from plain-English starters to analyst-grade probes. No more airline prompts on a software stock.
- Insider-buying clusters, surfacedSee when several insiders buy the same stock in a tight window - on the ticker page and as a banner across your watchlist, each one traceable to its source SEC Form 4 filing.
- Light theme, across the whole productA polished light theme now renders correctly on every surface - portfolio, watchlist, news, markets, 13F, calendar. Toggle it from the top-bar menu; your choice sticks.
- LEARN formula calculators work againInteractive formula calculators inside lessons now compute live instead of rendering blank - work through DCF, IRR, and ratio math right in the page.
- Cleaner earnings calendarDuplicate and blank rows are gone from the earnings calendar - each event appears once, with no empty placeholders.
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