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L.4 · BEGINNER · 5 MIN

The Four Greeks: Delta, Theta, Gamma, and Vega

The Greeks are sensitivity measures that tell you how an option's price will change in response to different market conditions. There are four at the literacy level — Delta, Theta, Gamma, and Vega. Delta and Theta matter most day to day, but a complete picture needs all four. Difficulty note: the Greeks are genuinely intermediate-to-advanced material. Nothing later in this path requires this module — treat it as a preview, and revisit once buying calls and puts feels routine.

Quiz · 5 questions ↓

Live price for a reference stock

AAPL — Current Price, Today's Change. Open AAPL on the Ledge to see current values.

What each Greek tracks

GreekTracksDirection for long buyerPlain-English one-liner
DeltaStock price moveHelps when stock moves your wayHow much the option moves per $1 in the stock
ThetaTime passingHurts every dayThe daily rent you pay for holding optionality
VegaImplied volatility changeHelps when IV rises, hurts when IV fallsHow much the option moves per 1 percentage-point change in implied vol
GammaHow fast delta changesHelps long buyers, hurts short sellersThe curvature — the option's directional bet gets stronger as the stock moves toward strike

Estimating an option's move from delta

Expected Option Move = Delta × Stock Move

How delta varies across moneyness

A delta of 0.50 means the option moves ~$0.50 per $1 stock move. Deep ITM options have delta near 1.0; far OTM options have delta near 0. (Delta also doubles as the rough probability of finishing in-the-money — that's the moneyness lens from the previous module.)

Time decay, step by step

Theta (time decay) is the silent tax on option buyers. An ATM option with 30 days to expiration might lose $0.05–$0.15 per day. With 5 days left, that accelerates dramatically. This is why holding short-dated OTM options to expiry is usually a losing proposition.

Days to ExpirationTheta (daily loss)Cumulative Decay
60 days~$0.03/daySlow bleed
30 days~$0.06/dayNoticeable
7 days~$0.15/dayAccelerating rapidly
1 dayAll remaining time valueGone by close

Compare delta across the options chain

Look at an options chain and compare the delta of ITM, ATM, and OTM options. Notice how delta increases as the option moves deeper in-the-money.

What theta does while the stock is flat

You own a call with delta 0.70 and theta −0.08. The stock doesn’t move for a week. What happens to your position?

Theta as the seller's structural edge

Option buyers fight theta every day. Option sellers collect theta every day. This asymmetry is why theta is the seller's structural edge. (A durable myth says '80% of options expire worthless' — OCC data shows only ~30-35% expire worthless; most contracts are closed or offset before expiry.) and why understanding time decay is essential before buying any option.

When theta overwhelms a low-delta call

You buy a deep-out-of-the-money call (AAPL $250 when AAPL is at $200) expiring in 5 days. Delta is 0.05. AAPL moves +$5 over the 5 days. What happens to the option's value?

Vega: sensitivity to implied volatility

Vega measures how much an option's price moves per 1-percentage-point change in implied volatility (the market's expectation of future movement). Long options are long vega: rising IV helps you, falling IV hurts. This is why a stock can move your way after earnings and the option still loses value — the post-event collapse in IV (the 'IV crush') overwhelms the directional gain. Buying an option is a bet on movement AND on volatility staying elevated.

Gamma is the trap

Gamma is the trap. Gamma measures how fast Delta itself changes as the stock moves. Option buyers are long gamma — their directional bet strengthens in their favor. Option sellers are short gamma — their exposure gets worse exactly when the stock moves against them. A short call that started roughly delta-neutral can become deeply short the stock if it rallies through the strike. Gamma risk is why writing naked options is dangerous in a way that buying them is not. (The full position-Greeks math lives in the advanced Options 301 path; here, just know the sign: long options = long gamma, short options = short gamma.)

How gamma shifts delta-equivalent exposure

You own 10 long call contracts on 1,000 underlying shares. Delta = 0.50, so your delta-equivalent exposure is 500 shares. Gamma = 0.02 (per $1 move). The stock rises $2. How many shares of equivalent exposure do you have now?

Where to go next for per-Greek depth

So far

This module is the map; four companion lessons in this path are the territory, and each one assumes only what you have read here. Delta in Depth separates the three readings that live inside one number: rate of change, rough odds of finishing in the money, and share-equivalent exposure. Theta in Depth replaces the phrase 'decay accelerates' with a decay table and a square-root rule you can apply to any quote, then shows how a correct directional call can still finish under water. Gamma in Depth explains why a buyer's gain beats the straight-line delta estimate and why a writer's exposure grows exactly when it hurts. Vega in Depth closes the set with the volatility half of the premium and the earnings-week collapse that punishes buyers who were right about direction. Take them in that order. If only one is going to fit into your week, make it Theta — it is the Greek that bills every position, every day, whether or not anything happens.

Check your understanding

Sit with the ideas.

You own a call option with delta 0.40 and theta -$0.05. The stock rises $2 and one day passes. Approximately what happens to your option's value?

Why:
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