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Not investment advice. Educational reading. See Disclaimer.
L.1 · BEGINNER · 3 MIN

Calls and Puts: The Building Blocks

There are only two types of options: calls and puts. Every options strategy — no matter how complex — is built from these two building blocks.

Quiz · 5 questions ↓

Live price of an example stock

AAPL — Current Price, Today's Change. Open AAPL on the Ledge to see current values.

How calls and puts differ

Call OptionPut Option
Right to...BUY 100 shares at strike priceSELL 100 shares at strike price
You profit when...Stock rises above strike + premiumStock falls below strike − premium
Max loss (buyer)Premium paidPremium paid
Max gain (buyer)Unlimited (stock can rise indefinitely)Strike price − premium (stock can fall to $0)
You’re bullish?Buy a call
You’re bearish?Buy a put

This course covers buying options only

You will also see the mirror trades quoted — sell a put when bullish, sell a call when bearish. Selling an option is NOT the beginner version of the same bet: your maximum gain is capped at the premium you collect, while your potential loss can be many times that — an uncovered short call has no upper bound at all. This course teaches BUYING options only. The final section and Options 201 explain when selling can make sense; do not sell options before completing them.

Each contract controls 100 shares

Every option contract controls 100 shares. A call priced at $3.00 costs $300 ($3 × 100 shares). This leverage is what makes options powerful — and dangerous.

Calculating an option's total cost

Option Cost = Premium × 100 shares

Match a stock view to a call or put

Look up any stock in Fundamentals. If you’re bullish on it, you’d buy a call. If bearish, you’d buy a put. Note the current price — that’s what you’d compare strike prices against.

What is the profit on a long call?

You buy a $150 call for $5 when the stock is at $148. At expiration, the stock is at $158. What’s your profit per share?

Defined risk as options' core property

Options let you define your risk. Unlike shorting a stock (unlimited risk), buying a put limits your loss to the premium paid. This defined-risk property is why options exist.

Why selling options is different

Selling options is fundamentally different — read this before you trade

Selling options without a hedge has very different risk than buying. Naked short calls have theoretically unlimited loss (the stock can rise to any price); naked short puts have bounded but very large loss (strike x 100 minus premium received — on a $100-strike put, you can lose up to $9,700 per contract if the stock goes to zero). Do not sell options without completing a more advanced course on spreads and defined-risk structures. FINRA's options-approval framework treats short uncovered options as level 4-5 — many brokerages will not permit them at retail level 1 precisely because of this asymmetric risk profile.

What a call is worth at expiration

You buy an AAPL $200 call expiring in 30 days. AAPL is at $195. What happens at expiry if AAPL is at $210?
Check your understanding

Sit with the ideas.

You buy a call option with a $150 strike on a stock currently trading at $140. The option costs $3.00. What is your maximum possible loss?

Why:
Try this in paper trading

Buy 100 shares of a covered-call candidate

Pick a stock you'd be comfortable selling at 10% above today's price. Paper-buy 100 shares (a standard options contract size). Journal what strike + expiration you'd write a covered call at, even though we're not paper-trading options at v1.

Open paper portfolio →

Practice mode — simulated trades, not investment advice.

Continue this lesson in the app →See it on a real ticker →