Bank operating metrics
How we read this →Every figure below is for Q2 2026.
| Company | BACBank OF America Corp. | COFCapital One Financial Corp. | JPMJPMorgan Chase & Co. | PNCPNC Financial Services Group, Inc. | USBUS Bancorp \de\ | WFCWells Fargo & Company |
|---|---|---|---|---|---|---|
| LTM revenue | $119.2B | $58.7B | $25.0B | $29.7B | ||
| LTM net income | $33.6B | $3.2B | $65.1B | $7.4B | $8.2B | $22.6B |
| Reported period | Q2 2026 | Q2 2026 | Q2 2026 | Q2 2026 | Q2 2026 | Q2 2026 |
| Net interest margin (NIM) | 2.40% | 1st2.96% | 2.77% | |||
| Efficiency ratio | 60.1% | 57.0% | 1st48.0% | 57.1% | ||
| Net charge-off rate | 3.23% | 1st0.25% | ||||
| Tangible book value / share | $29.37 | $105.21 | $113.35 | $111.09 | $30.04 | $46.13 |
Context columns: LTM figures sum the issuer's last four quarterly filings and render blank unless all four quarters are on file. Share price, enterprise value and market cap are not shown here. Market prices are shown to signed-in users.
Metric coverage
- Net interest margin (NIM): 3 of 6 banks report this on the canonical basis.
- Efficiency ratio: 4 of 6 banks report this on the canonical basis.
- Net charge-off rate: 2 of 6 banks report this on the canonical basis.
- Tangible book value / share: 6 of 6 banks report this on the canonical basis.
Oxford Ledge Signal -- extracted from the issuer's own SEC earnings exhibit and normalized by Oxford Ledge. As reported by the issuer per regulatory convention, not re-audited by us; a figure our extractor could not verify is withheld, never shown. A metric is compared only across banks reporting it on the SAME basis and scope; a blank cell is an honest coverage gap, never a zero, and banks may report different quarters (see the period range). Source: each issuer’s own SEC EDGAR earnings exhibit.