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Insurance operating metrics

Insurance operating metrics: cross-company comparison


Oxford Ledge compares 7 insurers on 6 operating metrics extracted from their own SEC earnings exhibits. Every figure below is for Q2 2026.

7
Insurers
6
Operating Metrics

Insurance operating metrics

How we read this →

Every figure below is for Q2 2026.

CompanyALLAllstate Corp.CBChubb LtdCINFCincinnati Financial Corp.HIGHartford Insurance Group, Inc.PGRProgressive Corp.TRVTravelers Companies, Inc.WRBBerkley W R Corp.
Price$229.43$341.20$163.39$217.43$368.75$71.91
Enterprise value$24.2B
Market cap$59.1B$25.1B$76.9B$26.8B
LTM revenue$70.1B$60.8B$14.0B$29.3B$89.5B$49.0B$14.9B
LTM net income$13.3B$11.3B$3.3B$4.4B$11.6B$8.3B$1.9B
Reported periodQ2 2026Q2 2026Q2 2026Q2 2026Q2 2026Q2 2026Q2 2026
Combined ratio83.6%
Loss ratio54.6%
Expense ratio29.0%
Net premiums written$11.53B
Net premiums earned$10.75B
Book value / share$123.38$195.45$108.64$71.06$59.05$158.81$26.50

Context columns: share price and market value are from the latest recorded exchange data; LTM figures sum the issuer's last four quarterly filings and render blank unless all four quarters are on file; enterprise value = market value + total debt − cash from the latest quarterly balance sheet. These columns are sized context, not part of the SEC-exhibit extraction the table below is built from.

Metric coverage

  • Combined ratio: 1 of 7 insurers report this on the canonical basis.
  • Loss ratio: 1 of 7 insurers report this on the canonical basis.
  • Expense ratio: 1 of 7 insurers report this on the canonical basis.
  • Net premiums written: 1 of 7 insurers report this on the canonical basis.
  • Net premiums earned: 1 of 7 insurers report this on the canonical basis.
  • Book value / share: 7 of 7 insurers report this on the canonical basis.

Oxford Ledge Signal -- extracted from the issuer's own SEC earnings exhibit and normalized by Oxford Ledge. As reported by the issuer per regulatory convention, not re-audited by us; a figure our extractor could not verify is withheld, never shown. A metric is compared only across insurers reporting it on the SAME basis and scope; a blank cell is an honest coverage gap, never a zero, and insurers may report different quarters (see the period range). Source: each issuer’s own SEC EDGAR earnings exhibit.

Compare these figures in Oxford Ledge

Open the interactive comparison in Oxford Ledge to switch reporting periods and read each figure in context.