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Starter 21 lessons

Personal Finance Foundations

Build a solid financial foundation before investing. Covers emergency funds, compound interest, tax-advantaged accounts, index investing, debt management, and insurance — the essentials everyone needs but few learn in school.

Lessons in this course

Work through them in order, or jump to whichever fits where you are. Every lesson is free and saves your progress locally.

  1. 01Emergency Fund: Your Financial Foundation
  2. 02Compound Interest: The Eighth Wonder of the World
  3. 03Inflation: Why Your Cash Quietly Loses Value
  4. 04Tax-Advantaged Accounts: The Match You Might Be Missing
  5. 05Index Funds: Why Most Active Funds Underperform
  6. 06Debt Management: Good Debt vs. Bad Debt
  7. 07Insurance: Protecting What You’ve Built
  8. 08Reading Your First Pay Stub
  9. 09Total Compensation: Base, Bonus, RSU, ESPP, and Match
  10. 10Health Insurance Without Confusing Yourself
  11. 11Roth IRA Income Limits and the Backdoor
  12. 12Renting vs. Buying — The Real Math at Today's Rates
  13. 13Credit Score Mechanics — All Five Factors
  14. 14Estate Basics for 22-Year-Olds
  15. 15Open Your First Account (Parent Helping)
  16. 16Student Loans: Federal vs Private, IDR, PSLF
  17. 17Your First Apartment
  18. 18Filing Your First Tax Return
  19. 19529 Plans: Saving for Education the Tax-Smart Way
  20. 20Spending It Down: Decumulation and the 4% Rule
  21. 21Retirement Accounts When You Work for Yourself
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