Net Premiums Written
The total premium an insurer sold during the period, net of the premium it ceded to reinsurers -- the top-line measure of how much new business the insurer took onto its own books. "Written" means booked when the policy is sold, before it is earned over the life of the policy. Growth in net premiums written is the clearest read on whether an insurer is expanding, and its direction relative to pricing tells you whether growth is coming from rate increases (healthy in a hard market) or from writing more risk (which can be a warning if pricing is soft).
Related terms
Absorption Rate · AFFO per Share · Allowed Return on Equity · Alternative Investments · Anchor Tenant · Assets Under Management
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