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FDIC cert 29695

THE HOME LOAN SAVINGS BANK


Coshocton, Ohio — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$383M
Total assets
$314M
Total deposits
5.30%
Net interest margin
2.29%
Return on assets
19.60%
Return on equity
43.75%
Efficiency ratio
11.90%
Tier 1 leverage ratio
$2M
Net income (quarter)
5
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationCoshocton, Ohio
FDIC certificate29695
As of (call report)2026-03-31

Regulatory profile

How this institution is chartered and supervised, from its FDIC registration and most recent call-report balance sheet. Source: FDIC (public).

Charter classSL
Established1882-01-01
Deposit funding ratio81.9% of total assets (as of 2026-03-31)
Insurance statusFDIC-insured — active

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.

Questions this page answers

What are THE HOME LOAN SAVINGS BANK's total assets?

THE HOME LOAN SAVINGS BANK held $383M in total assets and $314M in total deposits as of its 2026-03-31 FDIC call report.

Is THE HOME LOAN SAVINGS BANK profitable?

THE HOME LOAN SAVINGS BANK reported a 2.29% return on assets (ROA) on its most recent quarterly call report. A bank ROA around 1% or higher is generally considered strong.

What is a call report?

A call report is the quarterly financial statement (the FFIEC Consolidated Report of Condition and Income) that every FDIC-insured bank files with regulators. It covers the regulated bank subsidiary only, not any parent holding company's non-bank businesses.

Where does this bank data come from?

These figures are from the FDIC BankFind Suite — US-Government public-domain data — drawn from the institution's most recent quarterly call report.