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FDIC cert 16125

The Eastern Colorado Bank


Cheyenne Wells, Colorado — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$721M
Total assets
$603M
Total deposits
3.81%
Net interest margin
1.15%
Return on assets
10.62%
Return on equity
67.56%
Efficiency ratio
11.31%
Tier 1 leverage ratio
$4M
Net income (quarter)
8
Domestic offices

call report · Jun 30 · FDIC BankFind

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationCheyenne Wells, Colorado
FDIC certificate16125
As of (call report)2026-06-30
Primary sourceVerify at FDIC BankFind

Regulatory profile

How this institution is chartered and supervised, from its FDIC registration and most recent call-report balance sheet. Source: FDIC (public).

Primary federal regulatorFederal Deposit Insurance Corporation (FDIC)
Charter classState-chartered, non-member
Established1944-03-01
Deposit funding ratio83.7% of total assets (as of 2026-06-30)
Insurance statusFDIC-insured — active

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.

Questions this page answers

What are The Eastern Colorado Bank's total assets?

The Eastern Colorado Bank held $721M in total assets and $603M in total deposits as of its 2026-06-30 FDIC call report.

Is The Eastern Colorado Bank profitable?

The Eastern Colorado Bank reported a 1.15% return on assets (ROA) on its most recent quarterly call report. A bank ROA around 1% or higher is generally considered strong.

What is a call report?

A call report is the quarterly financial statement (the FFIEC Consolidated Report of Condition and Income) that every FDIC-insured bank files with regulators. It covers the regulated bank subsidiary only, not any parent holding company's non-bank businesses.

Where does this bank data come from?

These figures are from the FDIC BankFind Suite — US-Government public-domain data — drawn from the institution's most recent quarterly call report.