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FDIC cert 14

State Street Bank and Trust Company


Boston, Massachusetts — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$386.5B
Total assets
$299.6B
Total deposits
1.24%
Net interest margin
0.81%
Return on assets
10.55%
Return on equity
71.03%
Efficiency ratio
5.95%
Tier 1 leverage ratio
$760M
Net income (quarter)
3
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

This bank is the FDIC-insured subsidiary of a public company. View STT on Oxford Ledge ›

LocationBoston, Massachusetts
FDIC certificate14
As of (call report)2026-03-31

Regulatory profile

How this institution is chartered and supervised, from its FDIC registration and most recent call-report balance sheet. Source: FDIC (public).

Primary federal regulatorFederal Reserve
Charter classState-chartered, Fed member
Established1792-01-01
Deposit funding ratio77.5% of total assets (as of 2026-03-31)
Insurance statusFDIC-insured — active

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.

Questions this page answers

What are State Street Bank and Trust Company's total assets?

State Street Bank and Trust Company held $386.5B in total assets and $299.6B in total deposits as of its 2026-03-31 FDIC call report.

Is State Street Bank and Trust Company profitable?

State Street Bank and Trust Company reported a 0.81% return on assets (ROA) on its most recent quarterly call report. A bank ROA around 1% or higher is generally considered strong.

What is a call report?

A call report is the quarterly financial statement (the FFIEC Consolidated Report of Condition and Income) that every FDIC-insured bank files with regulators. It covers the regulated bank subsidiary only, not any parent holding company's non-bank businesses.

Where does this bank data come from?

These figures are from the FDIC BankFind Suite — US-Government public-domain data — drawn from the institution's most recent quarterly call report.