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FDIC cert 27824

Salem Co-operative Bank


Salem, New Hampshire — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$570M
Total assets
$404M
Total deposits
2.46%
Net interest margin
0.28%
Return on assets
2.50%
Return on equity
83.63%
Efficiency ratio
11.76%
Tier 1 leverage ratio
$398,000
Net income (quarter)
2
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationSalem, New Hampshire
FDIC certificate27824
As of (call report)2026-03-31

Regulatory profile

How this institution is chartered and supervised, from its FDIC registration and most recent call-report balance sheet. Source: FDIC (public).

Charter classSL
Established1922-01-01
Deposit funding ratio70.8% of total assets (as of 2026-03-31)
Insurance statusFDIC-insured — active

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.

Questions this page answers

What are Salem Co-operative Bank's total assets?

Salem Co-operative Bank held $570M in total assets and $404M in total deposits as of its 2026-03-31 FDIC call report.

Is Salem Co-operative Bank profitable?

Salem Co-operative Bank reported a 0.28% return on assets (ROA) on its most recent quarterly call report. A bank ROA around 1% or higher is generally considered strong.

What is a call report?

A call report is the quarterly financial statement (the FFIEC Consolidated Report of Condition and Income) that every FDIC-insured bank files with regulators. It covers the regulated bank subsidiary only, not any parent holding company's non-bank businesses.

Where does this bank data come from?

These figures are from the FDIC BankFind Suite — US-Government public-domain data — drawn from the institution's most recent quarterly call report.