Beverly Bank & Trust Company, National Association
Chicago, Illinois — FDIC-insured institution. Figures below are from its most recent quarterly call report.
call report · Jun 30 · FDIC BankFind
Institution
FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).
| Location | Chicago, Illinois |
| FDIC certificate | 57701 |
| As of (call report) | 2026-06-30 |
| Primary source | Verify at FDIC BankFind |
Regulatory profile
How this institution is chartered and supervised, from its FDIC registration and most recent call-report balance sheet. Source: FDIC (public).
| Primary federal regulator | Office of the Comptroller of the Currency (OCC) |
| Charter class | National bank (OCC-chartered) |
| Established | 2004-04-01 |
| Deposit funding ratio | 84.4% of total assets (as of 2026-06-30) |
| Insurance status | FDIC-insured — active |
Parent holding company (consolidated)
WINTRUST FINANCIAL CORPORATION files the FR Y-9C with the Federal Reserve as this bank’s holding company. Figures below are CONSOLIDATED across the whole group — including any non-bank businesses — and are not the FDIC-insured bank subsidiary’s own numbers above. Net income is calendar year-to-date as filed.
| Quarter end | Total assets | Total equity | Net income (YTD) | Tier-1 ratio |
|---|---|---|---|---|
| 2026-06-30 | $74.7B | $7.5B | $461M | 11.11% |
| 2026-03-31 | $72.2B | $7.4B | $227M | 11.13% |
| 2025-12-31 | $71.1B | $7.3B | $824M | 10.99% |
| 2025-09-30 | $69.6B | $7.0B | $601M | 10.90% |
| 2025-06-30 | $69.0B | $7.2B | $385M | 11.47% |
| 2025-03-31 | $65.9B | $6.6B | $189M | 10.83% |
| 2024-12-31 | $64.9B | $6.3B | $695M | 10.65% |
| 2024-09-30 | $63.8B | $6.4B | $510M | 10.60% |
Source: FR Y-9C filings (Federal Reserve, public domain), consolidated holding-company level.
How to read these figures
Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.
These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.