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FDIC cert 8695

Bank of Lake Mills


Lake Mills, Wisconsin — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$530M
Total assets
$401M
Total deposits
6.90%
Net interest margin
0.08%
Return on assets
0.74%
Return on equity
97.54%
Efficiency ratio
10.07%
Tier 1 leverage ratio
$98,000
Net income (quarter)
2
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationLake Mills, Wisconsin
FDIC certificate8695
As of (call report)2026-03-31

Regulatory profile

How this institution is chartered and supervised, from its FDIC registration and most recent call-report balance sheet. Source: FDIC (public).

Primary federal regulatorFederal Deposit Insurance Corporation (FDIC)
Charter classState-chartered, non-member
Established1893-01-01
Deposit funding ratio75.7% of total assets (as of 2026-03-31)
Insurance statusFDIC-insured — active

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.

Questions this page answers

What are Bank of Lake Mills's total assets?

Bank of Lake Mills held $530M in total assets and $401M in total deposits as of its 2026-03-31 FDIC call report.

Is Bank of Lake Mills profitable?

Bank of Lake Mills reported a 0.08% return on assets (ROA) on its most recent quarterly call report. A bank ROA around 1% or higher is generally considered strong.

What is a call report?

A call report is the quarterly financial statement (the FFIEC Consolidated Report of Condition and Income) that every FDIC-insured bank files with regulators. It covers the regulated bank subsidiary only, not any parent holding company's non-bank businesses.

Where does this bank data come from?

These figures are from the FDIC BankFind Suite — US-Government public-domain data — drawn from the institution's most recent quarterly call report.