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NASDAQ: UPST

Upstart Holdings, Inc.

Financial Services | Financial - Credit Services

No licensed closing price on file for UPST. This page shows the company’s SEC filings and filed figures, without a price or any ratio that depends on one.

EPS (TTM)$0.52

Upstart Holdings, Inc. (NASDAQ: UPST) is a credit services company. Figures from SEC EDGAR; updated 2026-10-21 13:40 UTC.

What Upstart Holdings, Inc. does

Upstart is an AI lending marketplace founded in 2012 that uses proprietary machine learning models to assess loan risk and streamline the borrowing process for personal loans, auto loans, and home equity lines of credit. The company applies artificial intelligence to underwriting, income verification, fraud detection, and consumer acquisition, delivering what it describes as a digital-first experience with extensive automation.

Summarized from Upstart Holdings, Inc.’s SEC filings · AI-generated analysis. Not investment advice. May contain errors. · Read the filing ↗

Key facts

Valuation
EPS (TTM)$0.52
Return on equity6.71%

Revenue, margins & earnings

FY2021 Net income: $135MFY2021 Operating costs: $708M$849MFY2021FY2022: net loss $109M on revenue $842M$842MFY2022FY2023: net loss $240M on revenue $514M$514MFY2023FY2024: net loss $129M on revenue $637M$637MFY2024FY2025 Revenue: $1.04B — margin split not shown (non-operating gains)$1.04BFY2025
  • Net income
  • Taxes & interest
  • Operating costs
  • Net loss year
Annual revenue; bands show net, operating margins · Open in Platform →

SEC Filings

SEC EDGAR ↗
Recent Insider Activity (last 90 days)
Source: SEC EDGAR · Filed 2026-09-10
  • 2026-09-10Chief Executive OfficerPurchase50,000$1.28M
  • 2026-09-10President, Capital& EnterpriseSale-116,000$3.17M
  • 2026-09-10President, Capital& EnterpriseEmployee Stock Option (Right to buy)Option exercise-300,000—
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Recent 8-K Events (parsed from SEC filings)All events →
Source: SEC EDGAR 8-K filings · Interpretation: Oxford Ledge parser · Confidence-filtered ≥ 0.50

Company news

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Questions this page answers

What does Upstart Holdings, Inc. do?

Upstart is an AI lending marketplace founded in 2012 that uses proprietary machine learning models to assess loan risk and streamline the borrowing process for personal loans, auto loans, and home equity lines of credit.

When did UPST last file with the SEC?

Upstart Holdings, Inc.'s most recent SEC filing on record is a 8-K filed 2026-05-28. All filings link to their SEC EDGAR originals above.

Where does this data come from?

SEC EDGAR filings, with the company profile (sector, industry, exchange) from public data providers, fetched 2026-10-21 13:40 UTC. This page is also available as JSON at /api/data?ticker=UPST and is emitted with FAQPage structured data for machine reading.

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