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NYSE: OPFI

OppFi Inc.

Technology | Software - Application
$6.10
Market Cap$520M
Volume231.3K

OppFi Inc. (NYSE: OPFI) is a $520M software - application company trading at $6.10 — yielding 3.97%. Figures from SEC EDGAR and market feeds; updated 2026-10-11 00:49 UTC.

What OppFi Inc. does

OppFi operates a technology platform that helps community banks extend credit to everyday Americans who are typically rejected by mainstream lenders. The company's primary product, OppLoans, offers installment loans with transparent terms, no fees, and reporting to credit bureaus to help borrowers build financial health. The platform uses machine learning and proprietary algorithms to evaluate applications, with most decisions made automatically, and funds delivered quickly to approved applicants.

Summarized from OppFi Inc.’s SEC filings · AI-generated analysis. Not investment advice. May contain errors. · Read the filing ↗

Key facts

Quote
Price$6.10
Market cap$520M
Volume231.3K shares
Valuation
EV/EBITDA2.70×
Dividend yield3.97%
Price/book8.89×
Return on equity45.02%

Revenue, margins & earnings

FY2021 Net income: $26MFY2021 Taxes & interest: $32MFY2021 Operating costs: $206M$264MFY2021FY2022 Revenue: $217M — margin split not shown (non-operating gains)$217MFY2022FY2023: net loss $1M on revenue $273M$273MFY2023FY2024 Net income: $7MFY2024 Taxes & interest: $87MFY2024 Operating costs: $227M$321MFY2024FY2025 Net income: $26MFY2025 Taxes & interest: $140MFY2025 Operating costs: $215M$381MFY2025
  • Net income
  • Taxes & interest
  • Operating costs
  • Net loss year
Annual revenue; bands show net, operating margins · Open in Platform →

SEC Filings

SEC EDGAR ↗
Recent Insider Activity (last 90 days)
Source: SEC EDGAR · Filed 2026-10-05
  • 2026-10-05Chief Executive OfficerTax withholding-2,643$15.9K
  • 2026-10-05Chief Executive OfficerTax withholding-4,497$27.1K
  • 2026-10-05Chief Risk & Analytics OfficerTax withholding-1,369$8.3K
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Recent 8-K Events (parsed from SEC filings)All events →
Source: SEC EDGAR 8-K filings · Interpretation: Oxford Ledge parser · Confidence-filtered ≥ 0.50

Company news

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Questions this page answers

What does OppFi Inc. do?

OppFi operates a technology platform that helps community banks extend credit to everyday Americans who are typically rejected by mainstream lenders.

What is OPFI's valuation?

OPFI trades at $6.10, 2.70× EV/EBITDA, as of 2026-10-11. It carries a 3.97% dividend yield.

When did OPFI last file with the SEC?

OppFi Inc.'s most recent SEC filing on record is a 8-K filed 2026-09-21. All filings link to their SEC EDGAR originals above.

Where does this data come from?

SEC EDGAR filings and public market data feeds, fetched 2026-10-11 00:49 UTC. This page is also available as JSON at /api/data?ticker=OPFI and is emitted with FAQPage structured data for machine reading.

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