§ 01
| Sector | Risk Profile | Example Companies |
|---|---|---|
| Technology | High growth, high volatility | Apple, Microsoft, Nvidia |
| Healthcare | Defensive, steady demand | Johnson & Johnson, UnitedHealth |
| Financials | Cyclical, rate-sensitive | JPMorgan, Goldman Sachs |
| Consumer Staples | Defensive, low growth | Coca-Cola, Procter & Gamble |
| Energy | Cyclical, commodity-driven | ExxonMobil, Chevron |
§ 02
The S&P 500 has 11 sectors. A well-diversified portfolio touches at least 4-5. Concentration in one sector is a bet, not a portfolio.
§ 03
Go to the **Portfolio** view and check your sector exposure in the donut chart. Are you concentrated in one sector?
§ 04
Your portfolio is 80% tech stocks. What is the biggest risk?
§ 05
Five questions · AI feedback
Sit with the ideas.
Your portfolio is 80% tech stocks. What is the main risk?
Why:
Try this in paper trading
Build a 3-ETF starter portfolio
Allocate $25,000 of your paper cash across three ETFs: a broad-market index (e.g., VTI or SPY), an international fund (e.g., VXUS), and a bond fund (e.g., BND or AGG). Pick the weights you'd actually hold for the next decade.
Open paper portfolio →Practice mode — simulated trades, not investment advice.