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ROA

How efficiently the company uses all its assets to generate profit. Less distorted by debt than ROE, so it's a cleaner efficiency measure.

Why it matters

Measures how efficiently the company uses ALL its resources (debt-funded and equity-funded) to generate profit. Less susceptible to leverage distortion than ROE.

How to read it

Very sector-dependent. Banks typically have ROA of 0.5-1.2% (huge asset bases). Tech companies can have 15%+. Compare within the same industry. Consistently declining ROA may signal the company is over-investing or losing pricing power.

Related terms

Ambiguity Aversion · Anchored Assumption · Asset Beta · Bank ROE Spread · Banker Pitch Deck · Beta

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