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Call Report

The standardized financial statement every US bank files with its regulators each quarter (officially the FFIEC Consolidated Reports of Condition and Income). The call report covers the insured bank itself -- not the broader holding company -- so it isolates the regulated, deposit-taking institution: its assets, deposits, net interest margin, profitability, loan losses, and capital. It is the public source behind most bank-safety and bank-profitability metrics, and the FDIC publishes it for free.

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