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FDIC cert 6544

Peoples Bank


Marietta, Ohio — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$9.6B
Total assets
$7.7B
Total deposits
4.21%
Net interest margin
1.32%
Return on assets
10.73%
Return on equity
56.13%
Efficiency ratio
9.54%
Tier 1 leverage ratio
$32M
Net income (quarter)
135
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationMarietta, Ohio
FDIC certificate6544
Charter classState-chartered, Fed member
Established1902-05-26
As of (call report)2026-03-31

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.