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FDIC cert 57803

Ally Bank


Sandy, Utah — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$185.7B
Total assets
$156.2B
Total deposits
4.05%
Net interest margin
1.11%
Return on assets
13.39%
Return on equity
49.96%
Efficiency ratio
9.72%
Tier 1 leverage ratio
$513M
Net income (quarter)
1
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

This bank is the FDIC-insured subsidiary of a public company. View ALLY on Oxford Ledge ›

LocationSandy, Utah
FDIC certificate57803
Charter classState-chartered, Fed member
Established2004-08-02
As of (call report)2026-03-31

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.