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FDIC cert 27389

Wells Fargo National Bank West


Las Vegas, Nevada — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$9.0B
Total assets
$7.2B
Total deposits
1.64%
Net interest margin
1.00%
Return on assets
5.53%
Return on equity
25.30%
Efficiency ratio
18.62%
Tier 1 leverage ratio
$22M
Net income (quarter)
1
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationLas Vegas, Nevada
FDIC certificate27389
Charter classNational bank (OCC-chartered)
Established1988-12-01
As of (call report)2026-03-31

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.