Skip to main content Skip to main content
FDIC cert 18053

Bank of Hawaii


Honolulu, Hawaii — FDIC-insured institution. Figures below are from its most recent quarterly call report.

$23.9B
Total assets
$21.0B
Total deposits
2.71%
Net interest margin
0.98%
Return on assets
13.31%
Return on equity
59.87%
Efficiency ratio
8.31%
Tier 1 leverage ratio
$59M
Net income (quarter)
47
Domestic offices

Institution

FDIC-insured bank subsidiary. Its quarterly call report covers the regulated bank only — it excludes any holding company’s non-bank arms (investment banking, asset management). Source: FDIC BankFind Suite (US-Government public domain).

LocationHonolulu, Hawaii
FDIC certificate18053
Charter classState-chartered, Fed member
Established1897-01-01
As of (call report)2026-03-31

How to read these figures

Net interest margin is what the bank earns on loans and securities minus what it pays for deposits and borrowings, as a share of earning assets. Return on assets and return on equity measure profitability. The efficiency ratio is non-interest expense over revenue — lower is better. The Tier 1 leverage ratio is core capital against average assets, a key gauge of how much loss a bank could absorb.

These come from the bank’s regulatory call report and reflect the FDIC-insured bank subsidiary only. New to these terms? The Oxford Ledge lessons walk through bank financials and credit from the ground up, and all tracked banks are ranked by assets.