Personal-finance journey
Personal finance is the operating system. Before any of the investing math matters, you need an emergency fund, the right account types, and a working sense of how taxes shape every decision. This journey gets you from a bank account to a Roth IRA to a taxable brokerage with a plan — and then crosses the bridge from saving (capital preservation) to investing (capital growth) without losing your nerve along the way.
Your path
Work through the courses in order, or skip to whichever fits where you are. Every course is free and saves your progress locally.
- 1Personal Finance FoundationsBeginner
Build a solid financial foundation before investing. Covers emergency funds, compound interest, tax-advantaged accounts, index investing, debt management, and insurance — the essentials everyone needs but few learn in school.
- 2First Portfolio BuilderBeginner
The bridge from understanding money to actually being invested. Learn asset allocation, the three-fund portfolio, target-date funds, opening a brokerage account, dollar-cost averaging, and rebalancing -- everything a first-time investor needs to go from a paycheck to a working portfolio. Recommended pre-reading from behavioral-finance-201: bf-3 (Loss Aversion), bf-11 (Disposition Effect), and bf-12 (Naive Diversification).